The holidays have come and gone, and as we start to get back into our normal routines at school and work, we look forward to Easter and Spring break. But, before we get too far into the New Year, let’s talk about insurance coverage for that special gift you received.

While items such as jewelry, cameras, artwork, gold, silver, firearms, antiques, and cash may be considered contents to you and me, homeowner’s policies come with limitations. These items may have different limits, limits that will not be sufficient to replace what you have. Do you know what your policy says?

If you already have a coverage for any of these items, do we need to add anything new to your existing policy?

Small boats, outboards, personal watercraft, trampolines, and pets also have a separate set of limits, and may require modification of your existing policy or additional coverage.

Don’t wait, now is the time to contact your agent here at Hugh Cotton Insurance. Give us a call to schedule an appointment for a thorough coverage review.

We are not happy to only write your policy, we want to make sure your policy is right!

Thanks for your business!

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