Company & Historyred line

Founded in 1948, and now in its third generation, Hugh Cotton Insurance, Inc is an independent agency owned and managed by the Cotton family. The agency was built around agriculture, insuring one of the largest agribusinesses in the country as well as other large citrus processing facilities and citrus growers in Florida.

As the economy, climate and opportunities in Florida changed so did our business focus. Currently insuring everything from small retail shops to international defense contractors, we now include auto dealerships, manufacturing, moving and storage, boat dealers, marinas, and construction. At Hugh Cotton Insurance, we continue to respond to change to meet the needs of our clients.

If you need auto, home, business, employee benefits, boat, life or disability insurance, Hugh Cotton Insurance is the agency to call! Hugh Cotton insurance has been serving Central Florida since 1948. We are a full service agency offering local service wherever your home or office may be.

We are an independent insurance agency representing the top insurance companies in the United States as well as Lloyd’s of London. We also utilize insurance wholesale facilities to round out our company menu with both traditional and non-traditional insurance resources.

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